Credit cards are one of the safest methods available for deposits and withdrawals at online casinos — and one of the most commonly available. On this page, we can help you choose a credit card online casino with our recommendations from the dozens of US online casinos our team has reviewed.
You’ll also find how to make deposits and withdrawals using a credit card at an online casino, along with high-value bonus offers and how to claim them.
Remember to review your cardholder agreement: Be sure to check the terms and conditions of your cardholder agreement before depositing at an online casino with a credit card. Some credit card companies consider gambling a form of a cash advance, and charge higher interest fees for transactions. If this is the case, you can always fund a digital wallet, like PayPal or Venmo, with your credit card and make a casino deposit that way.
If you want to use a credit card for deposits and withdrawals, these casinos offer the best options for players like you. We’ve tested key categories to help you make your decision. For instance, how easy is it for new players to get started at a casino that accepts credit cards? Are there welcome bonuses that can be used with a credit card deposit? What about loyalty programs that reward players for using a credit card? We also look for credit card casinos that have a dynamic selection of slot machine games and live dealer games.
Red Dog Casino — Best Welcome Bonus. Claim up to $8,000 as a new player with a $30 minimum credit card deposit. Visa and Mastercard are accepted with zero deposit or withdrawal fees. There is a 35x wagering rule for this bonus.
El Royale — Best for First Time Depositors. Use El Royale’s excellent support staff if you need help making a credit card deposit. We recommend El Royale for first time depositors because they provide detailed instructions, are friendly and knowledgeable, and always there when you need them. They are available 24/7 via phone or live chat.
Las Atlantis — Best Online Casino Rewards Program. Sign up for Las Atlantis Rewards Program today and receive free spins. Las Atlantis awards all of its credit card customers with an exclusive rewards program. It’s free to join and is based on the number of deposits you make.
Café Casino — Best Slot Game Selection. Start playing popular slot titles like Golden Buffalo and 777 Deluxe Hot Drop Jackpots at Café Casino today. If you enjoy a large variety of slot games, Café Casino fits the bill. Café Casino accepts Visa, Mastercard and American Express for all your online betting with credit card activities.
DuckyLuck — Best Live Dealer Experience. Play live dealer games now at DuckyLuck. With 14 tables and a wide range of betting limits, you’re sure to find something you enjoy at DuckyLuck’s live dealer casino. The credit card casino accepts Visa, Mastercard, American Express, and Discover for deposits.
#1
Red Dog Casino — Best Welcome Bonus
Red Dog Casino offers an excellent welcome bonus for Visa and Mastercard users. New members can claim up to $8,000 in bonus funds when they deposit at least $30 with their Visa or Mastercard. We like this offer because it can be used on all Red Dog casino games (except for live dealer). Some casinos limit the welcome bonus to just slots or specific games, but not Red Dog. They offer a low minimum credit card deposit of $30, whereas other casinos require $35 or more. Another perk, is that multiple deposits are not required to redeem Red Dog’s welcome bonus. The wager requirement is 35x the deposit plus the bonus amount – which is typical of other welcome offers.
In addition to this fantastic offer for new members,To claim the New Game Bonus, deposit up to $1,700 and earn 70 free spins on Bonus Wheel Jungle.
There are more than 20 coupons you can use to take advantage of free spins on select games when you deposit with Visa or Mastercard. For instance, when you redeem the Giant Fortunes coupon, you receive a match of 250% and 100 free spins on the slot game Giant Fortunes.
Red Dog also has a 100% bonus offer for select card games. All you need is a minimum credit card deposit of $30 to redeem this offer. You can use this coupon up to five times with bonus code BLUFFINGDOG. The wager requirement here is 40x the deposit plus the bonus.
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#2
El Royale Casino — Best for First Time Depositors
El Royale Casino is a smart choice for anyone depositing for the first time at an online casino. The casino accepts Visa, Mastercard, American Express, and Discover. American Express and Discover are not widely accepted at all casinos, so this is a massive perk.
We especially like how easy it is to deposit and withdraw your funds at El Royale. If you click the question mark icon on the credit card deposit page, detailed, step-by-step instructions on how to make a deposit appear. And, if you have any questions, their friendly customer support staff is happy to help. You can reach them through live chat or by telephone.
The casino also has a protected HTTP protocol enabled as an added security measure when processing your credit card information.
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#3
Las Atlantis Casino — Best Online Casino Rewards Program
Las Atlantis loves to reward its loyal Visa and Mastercard users with free spins. If you enjoy playing slot games, and deposit with a credit card, this loyalty program is for you. For every credit card deposit you make, you receive free spins in your account the next day. For example, after your fifth deposit you receive a 200% match for slots, plus 50 free spins on Cash Bandits 2.
To receive multiple daily loyalty rewards, just make additional deposits. For instance, if you plan to deposit $100 for the day, instead of making one deposit, divide it into three separate deposits. You’ll receive three separate rewards instead. Your daily rewards are found in the cashier section of your account.
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#4
Café Casino — Best Slot Game Selection
Café Casino features more than 170 slot games. This credit card friendly casino accepts Visa, Mastercard, and American Express for deposits. There are no fees for your first deposit, and all you need is $20 to get started.
Café Casino is our choice for best slot game selection not due to the number of slots, but the diversity of slot titles. For instance, in addition to the 170+ standard slot games, Café also has a selection of progressive jackpot slots and the incredibly popular, Hot Drop Jackpot games with hourly and daily guaranteed payouts.
For every $1 you wager on a slot game, you receive 2 perk points. Unlike other loyalty programs, you can exchange your perk points for cash bonuses any time. So, there’s no waiting to redeem points once you reach a certain level.
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#5
DuckyLuck Casino — Best Live Dealer Experience
DuckyLuck Casino has a superb live dealer casino powered by Fresh Deck Studios. The platform has multiple games including, blackjack, roulette, and baccarat. There are 14 live tables, and bet limits range from 50 cents up to $12,500.
DuckyLuck has multiple variations of live dealer games, including European Blackjack, Latin Blackjack, Russian Blackjack, Baltic Blackjack, and American and European Roulette. The casino accepts all four major credit cards for deposits — Visa, Mastercard, American Express, and Discover.
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| Rating | 4.0 (Review) | 4.8 (Review) | 4.9 (Review) | 4.6 (Review) |
| Established | 2016 | 2020 | 2020 | 2020 |
| Restricted States | DE, MA, NV, NJ, NY | None | None | KY, NJ, WA |
| Specialty | Live Dealer & Hot Drops Progressive Jackpot | Themed Slots | Free Spins | Site Graphics |
| Bonus | $2,500 | $9,500 | $12,500 | $7,500 |
| Payout Speed | 1-2 Days Max | 1-2 Days Max | 1-2 Days Max | 1-2 Days Max |
| Website | Visit Café Casino | Visit Las Atlantis Casino | Visit El Royale Casino | Visit DuckyLuck Casino |
All of our recommended online casinos offer bonuses for credit card deposits. The chart below gives an overview of the available bonuses you can use with your preferred credit card. As you can see, there are numerous bonuses available with varying wager requirements.
| Bonus Type | Best Offer At | Offer Details | Wager Requirement | Claim Now |
|---|---|---|---|---|
Welcome (Sign-Up) Bonus |
| Up to $8,000 for new players with a minimum deposit | 35x | |
Deposit Bonus |
| Earn $50 for every deposit made on Tuesdays. Claim up to three times every Tuesday. Minimum deposit of $50 required. | 45x | |
Free Spins Bonus |
| Founding Fathers of Atlantis — deposit $30 and earn 110 free spins on Masks of Atlantis. Use bonus code: ANTIQUARIAN | 35x | |
VIP/Loyalty Rewards |
| Earn loyalty bonuses based on the number of deposits made daily | N/A | |
Free Chips/ No Deposit Bonus |
| Earn a $15 free chip on new release games each month | 40x | |
Reload Bonus |
| Sunday Funday Reload Bonus — 50% bonus up to $500. Use code SUNFUNSS32 | 45x | |
Refer-a-Friend Bonus |
| Receive $100 for each friend referral | 50x |
A welcome (or sign-up) bonus, is the most popular online casino bonus. It’s available to new members only — so if the offer fits your gambling style, be sure to claim it during sign-up and before making your first deposit. This type of promotion is almost always available to credit card users and can add additional funds to your account.
Sign-up bonuses are typically in the form of a match percentage based on the amount you deposit. They all have minimum deposit amounts and wager requirements. If the information isn’t printed on the offer, you can find it in the terms and conditions.
For instance, the welcome offer from DuckyLuck is a 500% deposit match up to a $500 deposit. The minimum deposit amount is $25 and the wager requirement is 30x the deposit, plus the bonus. Note: minimum deposit amounts tend to be higher for credit cards versus other deposit methods like cryptocurrency.
Deposit bonuses (sometimes called reload bonuses) are available to return credit card depositors who already have a casino account. Similar to a welcome bonus, a reload bonus is either a match percentage offer, or a flat dollar amount. For instance, it could be anywhere from a 20%–100% match or a $20–$100 match.
It’s not uncommon to see these offers available on specific days of the week. Like other offers, they too have wager requirements that must be met before cashing out.
Free spin promotions offer a set number of free spins on select slot titles when you deposit with a credit card. These types of bonuses come in multiple forms and are sometimes combined with other offers. For instance, it is common to see free spins offered with welcome bonuses, along with loyalty rewards, no deposit bonuses, and reload bonuses.
Wager requirements typically range from 20–50x and are found in the terms and conditions.
Casinos offer credit card VIP rewards or loyalty programs to award return customers. These programs range from a point system model to tiered levels, offering a variety of perks. Some casinos enroll you automatically with your first deposit. With others, you have to opt in to the program.
Benefits range widely and can include any or all of the following: bonus offers, free spins, free chips, cash back, rebates, match percentages, VIP hosts, priority cash out, and gifts. Since it can sometimes take a while to see the rewards add up — VIP and loyalty programs are excellent for those that make frequent deposits with credit cards.
No deposit bonuses aren’t as common as other casino bonuses, but they do exist. They are a great way to test the waters of a casino and see if it’s a good fit for you before making a deposit. This type of bonus is often in the form of a free chip to use on scratch cards, Keno, and slots.
To claim these bonuses, you need to sign up for an account. To cash out your winnings, you have to fulfill the wager requirements, which are typically on the higher end of the scale. Expect to see anywhere from 40x and up. Most casinos have limits on how much you can win and how much you can withdraw on this type of offer.
Refer-a-friend awards players for referring their friends to a casino. Reward amounts range from $25–$200 and come with wager requirements you can find in the terms and conditions.
The casino provides a link to send to your referral. After they sign up and make a deposit, the award is credited to your account. Most online casinos don’t limit the number of referrals and honor credit card deposits.
All credit card online casinos we recommend go through a rigorous review process by our team of experts. Our factors are a little different from the criteria you’d consider before making a final selection — but we’ll cover that next.
These are the key aspects we look for in credit card casinos:
We make sure every credit card casino we recommend has enhanced security factors in place, including mobile and app safety features. Using a credit card for deposits is one of the most secure payment methods.
We look for a diverse selection of games with quality graphics and fun features that can be played using credit cards. We also look for trusted software providers that ensure fair game play via random number generators.
We consider the number of bonus offers geared exclusively toward credit card users. We also evaluate the terms and conditions for fairness and reasonable playthrough requirements.
We evaluate not only the number of credit card deposit options, but also look to see what credit card withdrawal options are available. Our team also seeks information on associated banking fees and payout speeds.
Our team tests all customer support features. We inquire about credit card related concerns, like how deposits, bonuses, and withdrawals work, as well as possible credit card disputes. We want to be sure the support staff is knowledgeable about the subject, and has response times.
We thoroughly test the credit card casinos on our smartphones to make sure everything works well. We look to see if a mobile app is required or if the site is mobile-friendly. Our team reviews the overall user interface of the casino. We are looking for a streamlined, visually appealing, and easy to use casino site.
Now that you know what we look for in an online casino, here are the factors you should consider when selecting the credit card online casino that works best for you.
Some credit card online casinos have geo-targeted location restrictions. Which means, depending on where you live, you may or may not be able to access the site. There are also a few states that have legal restrictions and prohibit international online casinos.
Most of the casino operators we recommend are licensed and regulated by a reputable casino authority. Others have privacy policies in place, which are also acceptable. Privacy policies assure the user that their information is protected and never sold.
Everyone has a different gambling budget, so you want to be sure the credit card site you choose fits your bankroll allowance. This information is found on the banking page. Look for minimum and maximum deposit and withdrawal amounts for credit cards. Loyalty and VIP programs can also be a substantial addition to your bankroll.
Many of the credit-card-friendly casinos we recommend have a practice or demo feature. This allows you to test the games before making a deposit. Many casinos require you to sign up for an account before you can use practice or free mode.
Take the time to see what other credit card depositors are saying about the casino. Reading reviews can help you decide where to play. Reputable reviews are found on community forums like Trust Pilot and Reddit.
The option to deposit with a credit card at an online casino is quite common. For security purposes, you can expect ID verification when using credit cards. This added security step adds an extra layer of protection. Like all casino banking methods, there are minimum deposit amounts and withdrawal limits, which vary depending on the site.
Visa is one of the most common credit card and payout options at online casinos. Minimum deposit amounts range from $20-$50 and most casinos let you deposit and withdrawal for free. However, be sure to read the terms and conditions, as some casinos do charge a fee for cashing out using this method.
Mastercard, like Visa, is popular as a deposit and payout method at online casinos. The majority of credit card casinos require a minimum deposit of $20–$50 when using this form of payment. Withdrawal amounts vary widely, ranging from $50–$200 and up. Similar to Visa, many casinos let you deposit and withdraw for free. Or, at least once within a 90-day period without charging a fee.
American Express is not as widely available as Visa and Mastercard. However, some credit card casinos we recommend do have the option to deposit with American Express. Like other credit cards, there is a minimum deposit of at least $20, but can vary depending on the site you select. Withdrawal options are less prevalent with this method. In fact, none of our recommended credit card casinos accept American Express for withdrawals, but there are a few that accept Visa and Mastercard.
Of the four credit card options, Discover is the least available. There are a few credit card casinos that accept this card for deposits, but none we recommend accept it as a payout method. Minimum deposit amounts tend to be the same as Visa and Mastercard, and most online casinos do not charge a fee for depositing with a Discover card. Visa and Mastercard are the two credit card options available for payouts at select casinos.
| Credit Card | Available for Deposits | Available for Withdrawals | Average Processing Time | Average Associated Fee (USD) | Recommended Operator |
|---|---|---|---|---|---|
Visa | Yes | Yes | Deposit: Instant Withdrawal: 3–5 business days | Free | |
Mastercard | Yes | Yes | Deposit: Instant Withdrawal: 3–5 business days | Free | |
American Express | Yes | Yes | Deposit: Instant Withdrawal: 3–5 business days | Free | |
Discover | Yes | No | Deposit: Instant Withdrawal: 3–5 business days | Free |
There are numerous alternatives to credit card banking methods at online casinos. In fact, you may need to use another method if the casino you’re using doesn’t offer a credit card payout option. Other banking methods include digital wallets, cryptocurrencies, bank transfers, and money orders.
Digital wallets come in a variety of flavors, with options like Skrill, Neteller, PayPal, and Zelle. In fact, you’re probably already using a couple of these popular methods. Digital wallets are often called player to player, or P2P banking at online casinos. Think of them as online wallets that securely hold your money until you’re ready to send, or receive it.
One of the benefits of a digital wallet, is, if your credit card company considers a casino deposit a cash advance, you can use the credit card to fund your digital wallet and will only be charged a processing fee from the credit card company instead of a cash advance fee. Which is substantially smaller.
The availability of digital wallets varies widely at online casinos. But it is sometimes offered as both a deposit and a payout alternative. Like other banking options, there are minimum and maximum amounts required to deposit and withdraw. However, most online casinos do not charge for digital wallet transactions.
Cryptocurrencies are widely accepted at online casinos for both deposits and payouts. Bitcoin is probably the most well-known form of crypto, but there are numerous other forms to choose from. Deposit minimums start as low as $10 and payout minimums range from $10–$50.
Cryptocurrency is popular because it is free at the majority of casinos and you can expect fast payouts. It is anonymous, and payouts are typically available within 48 hours.
Bank transfers and money orders are another way to fund your casino account. These take the longest, have the highest fees, and the largest deposit and withdrawal minimums. For instance, most casinos that offer these methods have a $300–$1,500 minimum deposit amount.
If you’re using it as a way to cash out your winnings, you should expect an average turnaround time of 7–15 business days to receive your funds. Payout minimums range from $100–$1,500, with a minimum fee of $45 for processing.
| Payment Method | Available for Deposits | Available for Withdrawals | Average Processing Time | Average Processing Fees | Recommended Operator |
|---|---|---|---|---|---|
Digital Wallets | Yes | Yes | Instant | Free | |
Yes | Yes | 48 hours | Free | ||
Check | Yes | Yes | 7–15 business days | Up to $100 — Free every 90 days at Bovada | |
Yes | Yes | 7–15 business days | $50–$100 | ||
Bank Transfer | Yes | Yes | 7–15 business days | $50–$100 | |
Yes | Yes | 7–15 business days | $50–$100 |
Using a credit card at online casinos is an easy way to fund your account. But, it’s important to use responsible gambling practices when placing bets. These tips will help you gamble responsibly:
Set a Budget — Before you begin gambling, set a budget and stick to it. Don’t exceed your budget by chasing losses.
Set Spending Limits — Visa, Mastercard, and American Express allow you to set spending limits to help keep your gambling budget on track.
Play Free Games — Use casinos that have free play or practice mode options to familiarize yourself with the games before making any real money deposits.
Of course, every credit card is subject to interest. If you can’t make the full payment, or if you choose to use the cash advance feature — keep in mind that the extra fees can add up fast.
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There are several reputable options available when you’re looking for the best online casino for credit cards. To recap, please consider the following questions when using credit card online casinos:
What are the deposit and withdrawal minimums?
Are there fees for using credit cards?
How quickly can you get your winnings when you cash out with a credit card?
What alternative method will you use to withdrawal your funds if credit cards are not available?
What bonuses, promotions, and loyalty programs are available at credit card casinos?
Our panel of experts has vetted these top five online casinos that accept credit card deposits. Start playing now and have an enjoyable and worry-free experience.
Have fun, and remember to always gamble responsibly!
